If you have found this blog then you're probably in your 50s or maybe even late 40s and considering buying a home. Perhaps it's your first home or it's probably a repeat home and you either have been renting for a while or yoIDX Control Panelu need to sell your existing home in order to buy another … [Read more...]
Information for Buyers in the Florence Oregon Oregon Coast Community
Buying a property whether it's your first or you are an old pro at it still can be stressful. The legal jargon and contracts alone are sometimes overwhelming and confusing. For first time buyers it's exciting and unknown as to what is coming next or if everything was done correctly but by taking some steps no matter how many homes you have previously purchased, you can be ahead of the game and feel more confident in your Florence OR Real Estate Purchase.
Know why you are buying
This may seem obvious but not having the right motivation for buying can cause you to loose focus on what you really want. Are you retiring in Florence? Do you want that laid back Oregon Coast Community feel? Are you transferring for a job? Buying a second home in Heceta Beach? Lakefront Cabin in Woahink? Development in Seawatch? Whatever your reason, knowing why you are moving and what you need in a home can save you a lot of regrets later. Make a list and know what you need, what you don't want and what you can tolerate plus make notes about your lifestyle. Do you need a garage? Future needs? All these can come into play when finding the perfect home.
Get Pre-Approved if you are Applying for a Home Loan
Before looking at homes talk to your lender or bank and get a firm idea of how much your budget can allow as a mortgage payment. This will give you a better idea of a price range you can afford and you won't be disappointed if something is way out of your range because it just won't come up in the searches.
Enlist the Help of a Buyers Agent
Many buyers think they can walk into an open house and have the first agent they see write up the deal. While that is true, it's not the smartest plan of action.
A buyer's agent helps buyers by protecting their interest and financial confidentiality. A listing agent's first priority is not to the buyer but to the seller. If you have that same agent represent you on the buyer's side, where do you think their interest really lies?
Most buyers don't realize that using a buyer's agent costs them nothing. A Buyer's Agent gets paid from the split commission a seller pays when a home is sold. It doesn't matter which Florence home a buyer chooses, the agent will get a percentage of the commission from that sale, not from you. You may still think then that the agent has a hidden agenda, but really their only agenda is to find you the right house.
As your buyer's agent, I can help save you money also. I negotiate on your terms and for your price. The seller or listing agent doesn't need to know everything about your financial situation and I am skilled at handling negotiations to suit my buyers.
Having the protection of a buyer's agent when you tour Oregon Coast homes can also prevent other agents from hassling you or making you feel pressured into buying a certain house. Stating up front that you are already working with an agent allows you freedom to view home at your own pace and time. Listing agents and other buyer's agent should not try and sell you on their service once you have stated you have a buyer's agent. Read more on how a Buyer's Agent can save you money
Know your finances
Whether or not you are applying for a home loan or buying a Florence property cash out, knowing your finances can save you money and stress in the long run. Make sure you have a dedicated lender that you like and trust that is working hard to get you the best bang for your buck. Feel free to shop for the best loan and rate and when lenders know you are shopping them, many times they will give you better deals in order to compete.
Know all the details before you commit to a lender and if there is every something you don't understand, ask. If the lender or escrow agent is not willing to explain everything in detail until you understand it, there may be more to the deal they don't want you to know.
Oregon Coast Community Real Estate Specialist
When you buy a home in the Florence Oregon area with me, Rob Shepherd, I want your experience to be a pleasant one. My goal is to provide outstanding customer service to all my clients while utilizing the best practices and systems available. If you are planning to relocate or retire in the Florence Oregon area or looking to sell your existing Florence real estate or property, I can take care of your real estate needs.
As an expert in Florence real estate and the entire Oregon Coast Community of Lane County, I would love to be your dedicated Realtor for this area.
I specialize in homes for sale in the Lane County area including:
- Florence Oregon - Florence Homes, Florence Condos, Florence Townhomes, Florence Property and Vacant Land, New Construction
- Mapleton Oregon - Mapleton Houses, Mapleton Condos, Mapleton OR Vacant Land Dunes City Oregon - Dunes City Homes, Dunes City Real Estate, Houses in Dunes City, Dunes City Property and Land Heceta Beach Oregon - Heceta Beach OR Homes,
- Heceta Beach Beachfront Property, Heceta Beach Waterfront
- Dunes City - Property in Dunes City, Waterfront Homes on Munsel Lake View Homes on the Oregon Coast Waterfront Properties Near Florence
Allow me to help you find the perfect home in the right neighborhood to fit your lifestyle, budget and needs! For more information about Florence real estate services and how I can best serve you, please email me at Mr.Listit@gmail.com or call 541-991-0607
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